Beyond Bank Australia home loan interest rates for owner-occupier principal & interest loans — 3 products, variable and fixed, with comparison rates, fees and current offers. Updated 2026-10-27.
| Loan | Variable | Fixed (duration) | Comparison | Fees | Special offers |
|---|---|---|---|---|---|
| Purple Basic Home Loan (variable) auto-updated 2026-10-27 | 6.34% | — | 6.37% | Owner-occupier principal & interest at LVR up to 60%. Higher LVR bands cost more: 6.14% p.a. at 60-80% LVR and 6.49% p.a. at 80-90% LVR. No offset account. | — |
| Total Home Loan Package (variable) auto-updated 2026-10-27 | 6.34% | — | 6.69% | Owner-occupier principal & interest at LVR up to 60% (6.14% p.a. at 60-80% LVR, 6.49% p.a. at 80-90% LVR). Package comparison rate includes the package fee. | ★ 100% offset account and package benefits with the Total Home Loan Package |
| Total Home Loan Package — Fixed (LVR up to 80%) | — | 1yr 6.89%2yr 6.59%3yr 6.69%4yr 6.84%5yr 6.84% | 7.17% – 7.23% | Owner-occupier principal & interest at LVR up to 80%. The 80-90% LVR band is dearer (6.59-6.99% p.a. by term). | — |
About Beyond Bank Australia
Beyond Bank Australia is a customer-owned (mutual) bank with roots in the South Australian police credit union movement, now operating nationally as an industry and community-focused ADI.
- Website: www.beyondbank.com.au
- Contact: 13 25 85
Current Beyond Bank Australia rates: lowest variable 6.34%, lowest fixed 6.59%.
Rate source: https://www.beyondbank.com.au/home-loans/all-interest-rates/.