Bank of China (Australia) home loan interest rates for owner-occupier principal & interest loans — 2 products, variable and fixed, with comparison rates, fees and current offers. Updated 2026-10-27.
| Loan | Variable | Fixed (duration) | Comparison | Fees | Special offers |
|---|---|---|---|---|---|
| Clear Path Variable Home Loan auto-updated 2026-10-09 | 6.18% | — | 5.97% | No annual fee | — |
| Fixed Rate Home Loan | — | 1yr 6.29%2yr 6.59% | — | — | — |
About Bank of China (Australia)
Australian subsidiary of Bank of China, one of China's largest state-owned banks; operates branches in Sydney, Melbourne and other major cities offering personal, home loan and corporate banking.
- Website: www.bankofchina.com/au/en/
- Contact: 1800 095 566 (services hotline)
Current Bank of China (Australia) rates: lowest variable 6.18%, lowest fixed 6.29%.
Rate source: https://www.bankofchina.com/au/en/bocinfo/bi5/ (dated home loan rate pages, current effective 1 July 2026).