ING home loan interest rates for owner-occupier principal & interest loans — 2 products, variable and fixed, with comparison rates, fees and current offers. Updated 2026-10-27.
| Loan | Variable | Fixed (duration) | Comparison | Fees | Special offers |
|---|---|---|---|---|---|
| Mortgage Simplifier auto-updated 2026-10-09 | 6.04% | — | 6.09% | $299/yr; No annual fee on Mortgage Simplifier; Orange Advantage package $299/yr | — |
| Fixed Rate Home Loan | — | 2yr 6.59% | — | Fixed terms 1-5 years available | — |
About ING
Branchless digital bank and the Australian arm of Netherlands-based ING Group; offers home loans, savings and everyday banking via app and online.
- Website: www.ing.com.au
- Contact: 1800 100 258 (new home loan enquiries); 133 464 (existing home loan customers)
Current ING rates: lowest variable 6.04%, lowest fixed 6.59%.
Rate source: https://www.ing.com.au/rates-and-fees/home-loan-rates.html.