Macquarie Bank home loan interest rates for owner-occupier principal & interest loans — 3 products, variable and fixed, with comparison rates, fees and current offers. Updated 2026-10-29.
| Loan | Variable | Fixed (duration) | Comparison | Fees | Special offers |
|---|---|---|---|---|---|
| Basic Home Loan auto-updated 2026-10-29 | 6.29% | — | 6.06% | No ongoing fees | — |
| Offset Home Loan ≤60% LVR | 6.35% | — | — | Offset account; min $20k on variable | — |
| Fixed Rate Home Loan | — | 1yr 6.49%2yr 6.59%3yr 6.59%4yr 6.64%5yr 6.64% | — | No ongoing fees; up to $10k extra repayments/yr | — |
About Macquarie Bank
Australia's largest investment bank and diversified financial services group; offers retail home loans through Macquarie Bank.
- Website: www.macquarie.com.au
- Contact: +61 2 8550 5666 (banking incl. home loans, 24/7); online call-back request for home loan specialists
Current Macquarie Bank rates: lowest variable 6.29%, lowest fixed 6.49%.
Rate source: https://www.macquarie.com.au/home-loans/home-loan-rates.html.