NAB home loan interest rates for owner-occupier principal & interest loans — 3 products, variable and fixed, with comparison rates, fees and current offers. Updated 2026-10-27.
| Loan | Variable | Fixed (duration) | Comparison | Fees | Special offers |
|---|---|---|---|---|---|
| NAB Tailored Home Loan (variable with offset) auto-updated 2026-10-27 | 6.29% | — | 6.22% | No annual fee on Tailored; offset available | — |
| NAB Base Variable Rate Home Loan no-offset basic loan | 6.44% | — | — | No ongoing fees | — |
| NAB Choice Package — Principal & Interest | — | 1yr 6.79%2yr 6.81%3yr 6.92%4yr 6.92%5yr 6.94% | — | $395/yr; Choice Package annual fee $395 | — |
About NAB
One of Australia's Big Four banks, headquartered in Melbourne; a major home lender serving around 10 million customers.
- Website: www.nab.com.au
- Contact: 13 78 79 (home loans, new or existing); general enquiries 13 22 65
Current NAB rates: lowest variable 6.29%, lowest fixed 6.79%.
Rate source: https://www.nab.com.au/personal/interest-rates-fees-and-charges/home-loan-interest-rates.