Newcastle Permanent home loan interest rates for owner-occupier principal & interest loans — 3 products, variable and fixed, with comparison rates, fees and current offers. Updated 2026-10-27.
| Loan | Variable | Fixed (duration) | Comparison | Fees | Special offers |
|---|---|---|---|---|---|
| Real Deal Home Loan - Special auto-updated 2026-10-09 | 5.89% | — | 6.03% | No ongoing fees | ★ Up to $3,000 cashback for online applications ($2,500 for $250k-$499k, $3,000 for $500k+) |
| Premium Plus Package Variable auto-updated 2026-10-09 | 5.89% | — | 6.48% | Package loan | — |
| Fixed Rate Home Loan (Special) | — | 1yr 6.39%2yr 6.39%3yr 6.49%4yr 6.59%5yr 6.59% | — | LVR <=80% | — |
About Newcastle Permanent
Mutual building society based in Newcastle, NSW, part of Newcastle Greater Mutual Group; among Australia's largest building societies.
- Website: www.newcastlepermanent.com.au/
- Contact: 13 19 87 (general and home loan enquiries), +61 2 4907 6501 from overseas; online enquiry form
Current Newcastle Permanent rates: lowest variable 5.89%, lowest fixed 6.39%.
Rate source: https://www.newcastlepermanent.com.au/personal/home-loans/home-loan-interest-rates.